年轻的你,想要在人生中拥有多少财富呢?
Young Guys, how much wealth you want in your life life?
“理财一定要先有目标” : 中国商业银行南京分行的投资顾问陈吟说。
“Before Financial management, we must have set first target. ” Chen Yin said, the investment adviser of the Commercial Bank of China, Nanjing Branch.
有了目标后,才有理财动力。你的理财目标是什么?
Once set the goals, then you have the motive to make it succeess . So, What are your financial goals?
一栋房子、一辆车子,还是100万呢?100万不算多,万丈高楼平地起,过来人常说人生中第一个100万比200万还要难存。
A house, a car, or one million it? 1 million is not that much, everything are start from beginning, people saying that saving 1 million much more harder than saving 2 million !
第一个100万,将是通往未来的财富基石。
The first one million, is the gateway to the future cornerstone of wealth.
16条投资理财经典语录:让金钱学会为你赚钱
16 Investment classic quotations: let money learn to make money for you
1.诚信第一,你值得很多人信赖和有很多人值得你信赖是两笔巨大的财富。
loyalty must be apply first, you deserve a lot of trust and a lot of people that you can trust the two pen huge wealth.
2.不要拼命地为了赚钱去工作,要学会让金钱拼命地为你去赚钱。
Dont too hard work for money, to learn to let the money work hard for you to make money.
3.完美的东西不一定值钱,但稀缺的东西一定值钱。
perfect things are not necessarily worthless, but certainly worth something scarce.
4.选择不对,干了白费。
wrong choose = like not do
5.赌博是有可能赢钱的,但永远不要羡慕一个赌徒赢了钱。
Gambling is likely to win money, but never envy a gambler wins money.
6.股市是一个允许投机的“投资场所”,而最好不要把它当作一个可以投资的“投机场所”,“博傻理论”在股市大行其道,但不要认为自己每次都能找到比自己更大的傻瓜。
Stock market is a to allow speculative “investment place”, but it is best not to use it as a “speculative investment in places,” fool theory “popular in the stock market, but do not think that every time to find than their greater fool.
7.年轻人不要太在乎自己拥有什么,而要在乎自己能享受什么。
Young people do not worry so much about what they own, and to care about what he can enjoy.
8.买房要么是为了提高自己的生活品质,要么是为了作为投资手段赚更多的钱。但如果为了买房而终生成为“房奴”,不管房子怎么升值对你来说都是毫无意义的。
Buy house for improve their quality of life, or to make more money as an investment means. However, in order to buy a house and to become a lifetime “house slaves”, no matter how the appreciation of the house you are meaningless.
9.不一定要按自己拥有的实际现金去决定投资规模,而要在认定安全稳健的前提下,需要投资多少钱就想办法去借多少钱。
Not necessarily have to own the actual cash to determine the scale of investment, the identified safety and soundness of the premise, the need to invest much money to think of ways to borrow much money.
10.借钱不一定是坏事,一个不会借钱的人一定不是投资理财的高手;只要通过借钱能赚更多的钱,不管付多少利息都是对的,否则就是错的。
Borrow money is not necessarily a bad thing, people who dont know borrow money must a person dont know how to manage money. if you can borrow money to make more money, no matter how much interest he pay also is doing right choice.
11.高档的奢侈品未必能提高你生活的品质。
high-end luxury goods may not be able to improve the quality of your life.
12.科学合理地消费就等于收入的增加,省钱就等于赚钱。
rational consumption is equal to the increase in income, save money on equal earn money.
13.对自己的账目尽可能随时做到心中有数。
Their own accounts whenever possible to be aware of.
14.不管存在多大潜在风险的投资,转移或控制了风险就等于没有风险;不管存在多小潜在风险的投资,没有控制风险就可能是百分之百的风险;一点风险都不冒就是最大的风险之一。
Regardless of how much potential risk of investment, transfer or control risk is equivalent to no risk; regardless of the presence of multiple small potential risk of investment, there is no control risk may be 100 percent of the risk; little risk not to take is one of the biggest risk .
15.一个人能走多远,要看他与谁同行;一个人多么优秀,要看他身边有什么样的朋友;一个人能有多大的成就,要看他有谁指点。
A person can go far to look at him with whom; if want to see how good are him, you have to look at him what kind of a friend he has ; A success person, depending on who are guide him behind he.
16.读万卷书不如行万里路,行万里路不如阅人无数,阅人无数不如名家指路,名家指路不如名家带路。
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